HOMELEND — A MORTGAGE CROWDFUNDING PLATFORM-review ico
Homelend is a decentralized platform enabling the next generation of homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it enables mortgage crowdfunding using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts. Homelend is currently launching an ICO for raising capital to support our project. Our offering is conducting from Zug, Switzerland (a.k.a. Crypto-Valley), under the highest standards of security and trust.
About Homelend
From manual & lengthy, to Streamlined & Efficient
By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.
From Ambiguous & Clunky to Transparent & User-Friendly
Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.
From Costly Intermediation to Cost-Effective & Middleman-Free
The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.
From Vulnerable & Unreliable to Trusted & Secure
Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way
By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.
From Ambiguous & Clunky to Transparent & User-Friendly
Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.
From Costly Intermediation to Cost-Effective & Middleman-Free
The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.
From Vulnerable & Unreliable to Trusted & Secure
Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way
Homelend Mortgage Crowdfunding Platform
We Are Developing a Decentralized, Peer-To-Peer Mortgage Lending Platform Serving Two Purposes
1. Modernizing the age-old mortgage lending system in order to make it efficient, cost-effective and customercentric.
2. Expanding home ownership opportunities for a new generation of borrowers, meeting their distinct lifestyle and needs.
How does it work?
By leveraging distributed ledger technology (DLT) and smart contracts, Homelend brings together individual borrowers and lenders on an end-to-end platform that streamlines and automates the entire mortgage origination process.
The Homelend Token (HMD)
The HMD token is the fuel powering the Homelend peer-to-peer lending platform. It’s main functionality is to grant access to the Homelend platform.
This utility token also plays an instrumental role in enabling a fast, smooth and user-friendly workflow that is unified and secure.
All tokens can be converted to and from HMD.
Timetable
Pre-Sale…………………..March 1, 2018
Crowdsale……………..TBD
Closure……………………TBD
Crowdsale……………..TBD
Closure……………………TBD
Specifications
Symbol………………………..HMD
Total Supply…………….250,000,000
Standard……………………ERC-20
Face Value………………..1 ETH= 1,600 HMD
Accepted Currencies…BTC, ETH, USD
Softcap………………………..US$ 5,000,000
Hardcap………………………US$ 30,000,000
Total Supply…………….250,000,000
Standard……………………ERC-20
Face Value………………..1 ETH= 1,600 HMD
Accepted Currencies…BTC, ETH, USD
Softcap………………………..US$ 5,000,000
Hardcap………………………US$ 30,000,000
Bonuses (ETH/HMD)
Week 1…………………………..20%
Week 2………………………….15%
Week 3…………………………..10%
Week 4 and After…….0%
Week 2………………………….15%
Week 3…………………………..10%
Week 4 and After…….0%
Token Allocation
Use of Proceeds
Team & Advisers
ROADMAP
SUMMARY, THIS IS A POSITIVE ICO PROJECT, JOIN NOW
Information of Homelend
- Website : https://homelend.io/
- Whitepaper : https://homelend.io/files/Whitepaper.pdf
- ANN Thread : https://bitcointalk.org/index.php?topic=3407541
- Facebook : https://www.facebook.com/HMDHomelend/
- Twitter : https://twitter.com/homelendhmd
- Telegram : https://t.me/HomelendPlatform/
my bitcointalk : Silicat1991
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